| Version | 2.0 |
|---|---|
| Effective Date | 14th May, 2026 |
| Last Updated | 27th August, 2026 |
Version History
| Version | Date | Summary of Changes |
|---|---|---|
| 1.0 | 14th May, 2026 | Initial published version. |
| 2.0 | 27th August, 2026 | Added Business and Membership Information, Beneficiary Information, Guardian Information, and Health and Demographic Information as new data categories in Section 1.2; expanded vehicle detail fields; expanded Section 1.8 (Children’s Privacy) to detail guardian consent under NDPA 2023 Section 31. |
This Privacy Policy is published in compliance with the Nigeria Data Protection Act (NDPA) 2023, the Nigerian Insurance Industry Reform Act (NIIRA) 2025, and all applicable regulations issued by the National Insurance Commission (NAICOM) and the Nigeria Data Protection Commission (NDPC).
Myka Insurance Brokers (“we,” “our,” or “us”) is a NAICOM-licensed insurance broker operating a digital insurance distribution platform through its website (www.myka.insure), mobile applications (the Myka Consumer App and Myka Partner App), and related services (collectively, “the Platform”). By using the Platform and/or registering an account, you authorise Myka, including its authorised representatives and insurance underwriter partners, to contact you via email, telephone, SMS, WhatsApp, or push notifications to provide insurance-related services, process your transactions, and share relevant product information as permitted under applicable law.
We collect information when you register on our Platform, use our products or services, visit our website, interact with our Partner App agents, or otherwise communicate with us. The categories of information we collect include:
Personal Identification Information:
Full name, date of birth, gender, email address, phone number, residential address, and National Identification Number (NIN) as required by NAICOM directives.
Know Your Customer (KYC) Data:
NIN verification data, photograph for identity comparison via our KYC verification partners (such as QoreID), Liveness Detection Recordings (short video or periodic photo sequences to confirm physical presence), and CAC documents for corporate clients, in compliance with Section 64(4) of the NIIRA 2025.
Insurance-Related Information:
Vehicle details (make, model, year, registration number, VIN, licence plate number, colour, and purchase value), device details (IMEI number, brand, model, storage capacity), claims history, existing insurance policy details, and any information necessary for underwriting and claims processing.
Business and Membership Information:
For corporate, group, or membership-based insurance products: business name, business type, business address, State, LGA, and CAC number, and, for individual members covered under a group policy, the member’s NIN, residential address, phone number, and email address.
Beneficiary Information:
Where a policy names one or more beneficiaries, we collect the beneficiary’s full name, phone number, residential address, relationship to the policyholder, number of beneficiaries, and the distribution percentage allocated to each beneficiary.
Guardian Information: